Online EPF Withdrawal process- by EPFO


When you can EPF withdrawal

One may choose to withdraw EPF completely or partially. EPF can be completely withdrawn under any of the following circumstances:

a       When an individual retires from employment

b       When an individual remains unemployed for a period of 2 months or more. Here, it needs a mention that the fact that the individual is unemployed for more than 2 months has to be certified by a gazetted officer.

Further, complete withdrawal of EPF while switching over from one job to another without remaining unemployed for 2 months or more(i.e. During the interim period between changing jobs), will be against the PF rules and regulations and therefore illegal.

Procedure for EPF withdrawal

Broadly, withdrawal of EPF can be done either by:

  •     1. Submission of a physical application for withdrawal.
  •     2.  Submission of an online application.

Submission of an online application

Interestingly, the EPFO, has very recently come up with the online facility of withdrawal which has rendered the entire process easier and less time consuming.

Prerequisite: To apply for withdrawal of EPF online through EPF Portal, make sure that following conditions are met:

  1. UAN (Universal Account Number) is activated and the mobile number
    used for activating the UAN is in working condition
  2. UAN is linked with your KYC i.e. Aadhaar, PAN and bank details
    along with the IFSC code.

If the above conditions are met, then the requirement of an attestation of previous employer to carry
out the process of withdrawal can be done away with.


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